These days, electric vehicles are gaining popularity. To protect vehicles from potential accidents, businesses are now offering electric car insurance in India along with this new invention. A few main characteristics and advantages of electric car insurance include protection from unintentional damage, riots, natural disasters, and other events. Those who own electric automobiles must purchase this insurance.
Key Aspects And Advantages Of Electric Vehicle Insurance
The following features and advantages are available to you if you purchase comprehensive insurance for electric vehicles.
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Protection Against Third-Party Liabilities
Your insurance will cover these obligations if you harm a third party or damage their person or property. These obligations typically include bodily injury, property damage, legal expenses, and liabilities for others covered under your policy. The specific coverage and limits depend on your policy type, so it’s important to review your policy terms and consult with your insurance provider for details.
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Reduce Penalties
Due to the comprehensive plan’s inclusion of the legally required third-party liability coverage, you will be shielded from consequences for failing to maintain the necessary level of car insurance.
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Repairs Costs
Due to the comprehensive cover’s own-damage coverage, it also pays for a substantial amount of the repair costs in the event of mishaps like fires, riots, natural disasters, and theft losses. This implies that you won’t have to pay an expensive repair price if the plan covers damages. *
- Accident Cover
In the event of an accident-related passing away, bodily harm, or partial or total disability, the legally required Personal Accident cover offers thorough monetary compensation.
How To Renew Insurance For Electric Vehicles
- Include both your phone number and registration number.
- Please share details about your previous insurance coverage.
- Check your renewal premium to be paid when you renew your car insurance.
- Pay the premium for EV auto insurance online.
- Download your policy here
Documents Needed For Filing An Insurance Claim
When filing an insurance claim for an electric vehicle, you should provide the following supporting documentation:
- Proof of an automobile insurance policy
- Information about the car
- Information about the insurer’s details of the incident
- A copy of the police report is needed in cases of theft.
- Original invoices and receipts for auto repairs
How To Make An Electric Car Insurance Claim
You can file an insurance claim for your electric vehicle in one of two methods. You could benefit from cashless claims if you had the repairs made at a network garage. On the other hand, you would need to pay the amount in full at a non-network garage before requesting reimbursement. Let’s look at the claim submission process:
- Declare the claim and inform the insurance provider. Call them at their toll-free number or visit their website to get in touch with them.
- At a nearby network garage, fix your car.
- Please send in all the necessary paperwork.
- Once the paperwork has been verified, your insurance provider will settle the claim directly with the network garage.
Reimbursement Claims Filing
- Inform the electric vehicle insurance provider of the damage.
- If someone else damages or steals your car, report it to the police and submit a copy of it together with any documentation.
- Have your automobile fixed at any nearby garage on your dime.
- Send the insurance company the original invoices and the payment confirmation.
- Once the documents are verified, your claim’s payment is reimbursed.
* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
